CIC usually pays out a lump sum if a person is diagnosed with certain specified conditions. Most sales of CIC are made to customers taking out a mortgage. While CIC can be bought as a stand-alone product, typically it is taken as part of a term assurance policy.
Many sales are made on an advised basis […]

Do the premiums just seem to get higher and higher every year?
It is amazing how many people just receive their insurance renewal when it is sent out each year and pay it off without a second thought!
But, at the back of their mind, is this niggling feeling of discontent about the amount they are paying. […]